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NAMA        :   JEANE BOBBY LESTARI NPM           :   15214610 KELAS      :   1EA29 MATKUL   :   BAHASA INGGRIS (SOFTSKILL) MATERI    :   ARTIKEL TENTANG BISNIS (ARTICLE ABOUT BUSINESS) BNI, Mandiri target sharp increase in personal loans Major lenders Bank Negara Indonesia (BNI) and Bank Mandiri expect to book a sharp increase in their personal loans this year to compensate the expected slowdown in the corporate lending segment. BNI consumer banking director Anggoro Eko Cahyo said the state lender projected a 55 percent annual increase in its personal lending segment, which is also known as payroll-based loans . “We hope to capitalize on our corporate banking clients, especially big firms as they have large workforce. We are looking to handle their payrolls and that will open up way for our personal loans,” he said recently. ...

http://jeanebobby.blogspot.com/2015/03/tugas-bahasa-inggris-direct-and-indirect_23.html DIRECT AND INDIRECT SPEECH                 Direct speech adalah kalimat yang diucapkan secara langsung oleh pembicara dan jika ditulis kalimat tersebut akan diberi tanda kutib. Indirect speech adalah kalimat yang kita laporkan kepada orang lain secara tidak langsung dan tanpa diberi koma. Direct speech menggunakan : a.        simple present tense : subject + V1 + Object                                                                       diguna...